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Companies and lenders use your credit report to calculate your credit score—a number usually between 300 and 850. The higher your score, the lower your interest rate may be for a loan or credit card. Learn three ways to improve your credit report and score: Check your credit report. Your credit score is a number that represents your creditworthiness. Scores can also be referred to as credit ratings, and sometimes as FICO ® Scores, created by Fair Isaac Corporation, and typically range from 300 to 850.
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· Step 3: Once your identity is verified, you A credit score is a number between 300–850 that depicts a consumer's creditworthiness. The higher the score, the better a borrower looks to potential lenders.
However, if a lender or a credit card issuer requests CIBIL to check your credit report (usually when they are considering you for a loan or credit card), it …
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